{"id":1429,"date":"2024-03-20T17:46:13","date_gmt":"2024-03-20T09:46:13","guid":{"rendered":"https:\/\/starringhk.com\/?page_id=1429"},"modified":"2024-05-25T14:50:48","modified_gmt":"2024-05-25T06:50:48","slug":"employee-office-insurance-en","status":"publish","type":"page","link":"https:\/\/starringhk.com\/?page_id=1429","title":{"rendered":"Employee &#038; Office Insurance-EN"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Employment &#038; Office Insurance<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"employee-top-content\">\n                    <ul class=\"accordion-box mb-30\">\n                        <!--Accordion Block-->\n                        <li class=\"accordion block\">\n                            <div class=\"acc-btn\"><div class=\"icon-outer\"><span class=\"icon icon_plus fas fa-angle-up\"><\/span> <span class=\"icon icon_minus fas fa-angle-down\"><\/span><\/div>Q1.  Why employment insurance is necessary?<\/div>\n                            <div class=\"acc-content\">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n\t\t\t\t\t\t\t\t\t<p>According to Section 40 of the Employees&#8217; Compensation\nOrdinance, all employers (including contractors and subcontractors)\nare required to take out insurance policies to cover\ntheir liabilities both under the Ordinance and at common law for\ninjuries at work in respect of all their employees, irrespective of the length of employment contract or working hours, full-time or parttime, permanent job or temporary employment.<\/p>\n<p>An employer who fails to comply with the Ordinance to secure an\ninsurance cover commits an offence and is liable on conviction to a\nmaximum fine of HK$100,000 and imprisonment for two years.<\/p>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n\n                        <!--Accordion Block-->\n                        <li class=\"accordion block\">\n                            <div class=\"acc-btn active\"><div class=\"icon-outer\"><span class=\"icon icon_plus fas fa-angle-up\"><\/span> <span class=\"icon icon_minus fas fa-angle-down\"><\/span><\/div>\n\t\t\t\t\t\t\tQ2.  Apart from legal requirements, why do we need employment insurance?<\/div>\n                            <div class=\"acc-content current\">\n                                <div class=\"content\">\n                                    <div class=\"text\">The society is paying more attention to employment welfare at the\npresent. As a result, the employers are required to purchase\nemployment insurance and group medical insurance for their\nemployees before they bid for tender, especially in cooperation\nwith non-profit organizations and government agencies, including\nthe physical therapy industry and security industry.\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n\n                        <!--Accordion Block-->\n                        <li class=\"accordion block\">\n                            <div class=\"acc-btn\"><div class=\"icon-outer\"><span class=\"icon icon_plus fas fa-angle-up\"><\/span> <span class=\"icon icon_minus fas fa-angle-down\"><\/span><\/div>Q3.  How to determine the premium of employment insurance?<\/div>\n                            <div class=\"acc-content\">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n\t\t\t\t\t\t\t\t\tThe premium of employment insurance is determined by a series of risk assessments, including:\n                                    <\/div>\n                                    <ul class=\"list-style-one fadeInUp animated mb-30\" data-wow-duration=\"1s\">\n                                        <li>The underwriting risks of different industries\/ 1. occupations<\/li>\n                                        <li>Claims history of the employer concerned <\/li>\n                                        <li>Occupational safety as well as risk prevention measures taken\nby the employer concerned<\/li>\n                                    <\/ul>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n\n                        <!--Accordion Block-->\n                        <li class=\"accordion block\">\n                            <div class=\"acc-btn\"><div class=\"icon-outer\"><span class=\"icon icon_plus fas fa-angle-up\"><\/span> <span class=\"icon icon_minus fas fa-angle-down\"><\/span><\/div>Q4.  What document is needed for employment insurance?<\/div>\n                            <div class=\"acc-content\">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n                                    <\/div>\n                                    <ul class=\"list-style-one fadeInUp animated mb-30\" data-wow-duration=\"1s\">\n                                        <li>Company information, including business registration\ncertificate and\/or certificate of incorporation<\/li>\n                                        <li>Employees\u2019 information (e.g. occupations, number of\nemployees, actual earnings, usual work locations, full-time\/\npart-time, requirement to work or take business trips outside\nHong Kong, etc.); <\/li>\n                                        <li>Past claims records; and<\/li>\n\t\t\t\t\t\t\t\t\t    <li>Recent MPF contribution records (eg. 3 months of records)<\/li>\n                                    <\/ul>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n                        \n                    <\/ul>\n                    <!-- end -->\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"visibility: visible; animation-duration: 1.5s;\n    animation-name: fadeInRight; animation-fill-mode: both; -webkit-animation-fill-mode: both;\">\n<figure class=\"wp-block-image size-full fadeInRight wow mb-30 animated\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/EI.jpg\" alt=\"\" class=\"wp-image-2430\" srcset=\"https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/EI.jpg 800w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/EI-300x188.jpg 300w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/EI-768x480.jpg 768w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/EI-414x259.jpg 414w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<div class=\"link-btn employee-middile-btn\"><a href=\"#submit-form\" class=\"theme-btn btn-style-two small-btn\">Consultation<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"GroupMedicalConsultingService\" class=\"employee-middle-title\"><strong>Group Medical Consulting Service<\/strong><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"visibility: visible; animation-duration: 1.5s;\n    animation-name: fadeInLeft; animation-fill-mode: both; -webkit-animation-fill-mode: both;\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"367\" src=\"https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/group-health-insurance-eligibility.webp\" alt=\"\" class=\"wp-image-2480\" srcset=\"https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/group-health-insurance-eligibility.webp 800w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/group-health-insurance-eligibility-300x138.webp 300w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/group-health-insurance-eligibility-768x352.webp 768w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/group-health-insurance-eligibility-414x190.webp 414w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"employee-middle-content\">\n<div class=\"text\">\n<p>Group medical insurance is generally regarded as one of the determinative factors for the talented to choose which corporate to work in. Providing the employees with group medical insurance can also enhance the loyalty of the employees. Not only Inpatient medical expenses, outpatient expenses and dental expenses are covered, depending on the plan you choose.<\/p>\n<p>Group medical insurance will provide protection and medical network service for eligible employees regardless of health condition. Under the protection of group medical insurance, you can approach the medical specialist at once with a low cost.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"employee-middle-content\">\n<div class=\"text\">\n<p>Key features of group medical insurance<\/p>\n<ul class=\"list-style-one fadeInUp wow mb-30\" data-wow-duration=\"1s\">\n<li>No health declaration needed when this is certain\namount of employees in the company<\/li>\n<li>Protection for the family member of employees<\/li>\n<li>Low cost<\/li>\n<li>All-rounded coverage<\/li>\n<li>Medical card with convenience<\/li>\n<\/ul>\n<p>Group medical insurance generally is applicable to companies with minimum 3 employees. The family members of the employees can also be benefited. For the companies with more than 10 employees, no health declaration is needed for the application of group medical insurance. The annual premium is between a few hundreds to a few thousands, depending on the age of employees, plan, extra protection etc&#8230;<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"563\" src=\"https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/Stock-Medical-Insurance_18722d36704_large.jpg\" alt=\"\" class=\"wp-image-2489\" srcset=\"https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/Stock-Medical-Insurance_18722d36704_large.jpg 750w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/Stock-Medical-Insurance_18722d36704_large-300x225.jpg 300w, https:\/\/starringhk.com\/wp-content\/uploads\/2024\/04\/Stock-Medical-Insurance_18722d36704_large-400x300.jpg 400w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"employee-middle-content\">\n<div class=\"text\">\n<p>Although the cost of group medical insurance is relatively low, it is valuable. Not only the inpatient medical expenses are covered, but also the outpatient benefits and dental benefits. With the medical card, you can finish the payment process within seconds when you use our medical network service, including traditional Chinese medicine services, specialist outpatient clinics, X-ray diagnosis etc&#8230;<\/p>\n<p>Since the beneficiary is \u201cthe company\u201d instead of \u201cthe employee\u201d, the protection of group medical insurance will be lost once the employee leaves. As a result, it is always a smart choice to purchase a personal medical insurance to prevent losing protection.<\/p>\n<\/div>\n<div class=\"link-btn employee-middile-btn\"><a href=\"#submit-form\" class=\"theme-btn btn-style-two small-btn\">Consultation<\/a><\/div>\n<\/div>\n\n\n\n<div id=\"submit-form\" style=\"padding-bottom:30px;\"><\/div>\n\n\n<style id=\"wpforms-css-vars-root\">\n\t\t\t\t:root {\n\t\t\t\t\t--wpforms-field-border-radius: 3px;\n--wpforms-field-background-color: #ffffff;\n--wpforms-field-border-color: rgba( 0, 0, 0, 0.25 );\n--wpforms-field-text-color: rgba( 0, 0, 0, 0.7 );\n--wpforms-label-color: rgba( 0, 0, 0, 0.85 );\n--wpforms-label-sublabel-color: rgba( 0, 0, 0, 0.55 );\n--wpforms-label-error-color: #d63637;\n--wpforms-button-border-radius: 3px;\n--wpforms-button-background-color: #066aab;\n--wpforms-button-text-color: #ffffff;\n--wpforms-page-break-color: #066aab;\n--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n\n\t\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full wpforms-block wpforms-block-30d03f09-246b-4339-91bb-3f3702b6d007 wpforms-render-modern\" id=\"wpforms-1664\"><form id=\"wpforms-form-1664\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"1664\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F1429\" data-token=\"c31761500302fdbfe6604d8adb693340\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-1664-field_1-container\" class=\"wpforms-field wpforms-field-payment-checkbox wpforms-list-inline\" data-field-id=\"1\"><fieldset><legend class=\"wpforms-field-label\">Please pick the service(s): <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-1664-field_1\" class=\"wpforms-field-required\"><li class=\"choice-1\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_1\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"1\" aria-errormessage=\"wpforms-1664-field_1_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_1\">Company Registration<\/label><\/li><li class=\"choice-4\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_4\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"4\" aria-errormessage=\"wpforms-1664-field_1_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_4\">Company Secretary<\/label><\/li><li class=\"choice-2\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_2\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"2\" aria-errormessage=\"wpforms-1664-field_1_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_2\">Virtual Office<\/label><\/li><li class=\"choice-3\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_3\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"3\" aria-errormessage=\"wpforms-1664-field_1_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_3\">Accounting &amp; Audit<\/label><\/li><li class=\"choice-5\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_5\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"5\" aria-errormessage=\"wpforms-1664-field_1_5-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_5\">Trademark<\/label><\/li><li class=\"choice-6\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_6\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"6\" aria-errormessage=\"wpforms-1664-field_1_6-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_6\">MPF<\/label><\/li><li class=\"choice-7\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_7\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"7\" aria-errormessage=\"wpforms-1664-field_1_7-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_7\">Employee &amp; Office Insurance<\/label><\/li><li class=\"choice-8\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_8\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"8\" aria-errormessage=\"wpforms-1664-field_1_8-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_8\">China Office<\/label><\/li><li class=\"choice-9\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_9\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"9\" aria-errormessage=\"wpforms-1664-field_1_9-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_9\">Offshore Office<\/label><\/li><li class=\"choice-10\"><input type=\"checkbox\" id=\"wpforms-1664-field_1_10\" class=\"wpforms-payment-price\" data-amount=\"0.00\" name=\"wpforms[fields][1][]\" value=\"10\" aria-errormessage=\"wpforms-1664-field_1_10-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1664-field_1_10\">Others<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-1664-field_3-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-1664-field_3\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-1664-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" aria-errormessage=\"wpforms-1664-field_3-error\" required><\/div><div id=\"wpforms-1664-field_6-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-1664-field_6\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-1664-field_6\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][6]\" spellcheck=\"false\" aria-errormessage=\"wpforms-1664-field_6-error\" required><\/div><div id=\"wpforms-1664-field_7-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"7\"><label class=\"wpforms-field-label\" for=\"wpforms-1664-field_7\">Mobile <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-1664-field_7\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][7]\" aria-errormessage=\"wpforms-1664-field_7-error\" required><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"1664\"><input type=\"hidden\" name=\"wpforms[author]\" value=\"1\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-1664\" class=\"wpforms-submit\" data-alt-text=\"Sending\u2026\" data-submit-text=\"SUBMIT\" aria-live=\"assertive\" value=\"wpforms-submit\">SUBMIT<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/starringhk.com\/wp-content\/plugins\/wpforms-lite\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->","protected":false},"excerpt":{"rendered":"<p>Employment &#038; Office Insurance Q1. Why employment insurance is necessary? According to Section 40 of the Employees&#8217; Compensation Ordinance, all employers (including contractors and subcontractors) &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1429","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/starringhk.com\/index.php?rest_route=\/wp\/v2\/pages\/1429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/starringhk.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/starringhk.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/starringhk.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/starringhk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1429"}],"version-history":[{"count":26,"href":"https:\/\/starringhk.com\/index.php?rest_route=\/wp\/v2\/pages\/1429\/revisions"}],"predecessor-version":[{"id":3003,"href":"https:\/\/starringhk.com\/index.php?rest_route=\/wp\/v2\/pages\/1429\/revisions\/3003"}],"wp:attachment":[{"href":"https:\/\/starringhk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}